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Marriage is a significant life event, but it also comes with considerable financial burdens. This can be especially challenging for workers facing economic hardship due to industrial accidents. But don't worry! The Workers' Compensation & Welfare Service (durumis) offers low-interest wedding loan to support workers who have experienced industrial accidents.
This article provides a detailed explanation of the Workers' Compensation & Welfare Service (durumis) wedding loan and offers tips for successful wedding preparation.
Why should I get a Workers' Compensation & Welfare Service (durumis) wedding loan?
- Low Interest Rate: Secure wedding funds with an exceptionally low interest rate of 1.5% per annum.
- Generous Loan Limit: Loans of up to 12.5 million KRW are available, covering various wedding expenses.
- Easy Application: Convenient online application simplifies the process.
- Long-Term Repayment: Repayment is structured as equal installments over 3 or 4 years, following a 1-year grace period, reducing financial strain.
Who is eligible for the Workers' Compensation & Welfare Service (durumis) wedding loan?
- Employment Conditions: Workers employed for at least 3 months, atypical workers, and self-employed individuals covered by industrial accident insurance.
- Income Conditions: Workers with an average monthly income of 3.15 million KRW or less in 2024 (No income requirement for non-regular workers).
- Marriage Registration Condition: Applications must be submitted within one year of the marriage registration date.
How to apply for the Workers' Compensation & Welfare Service (durumis) wedding loan?
How to apply for the Workers' Compensation & Welfare Service wedding expense loan
1. Access the Workers' Welfare Net Website: Log in using a public certificate or simple authentication.
2. Complete the Application Form: Enter the required information accurately and prepare the necessary documents.
3. Submission: Apply online or visit your local Workers' Compensation & Welfare Service (durumis) office.
Frequently Asked Questions about the Workers' Compensation & Welfare Service (durumis) Wedding Loan
- Q. Until when can I apply for the wedding loan?
- A. You can apply within one year of your marriage registration date.
- Q. Can parents apply for their child's wedding?
- A. Yes, parents can apply for the loan on behalf of their child.
- Q. Can I change the repayment period after applying for the loan?
- A. No, the repayment and grace periods cannot be changed.
Tips for Successful Wedding Preparation with the Workers' Compensation & Welfare Service (durumis) Wedding Loan
- Prepare in Advance: Since applications must be submitted within one year of the marriage registration date, it's best to start preparing early once your wedding plans are finalized.
- Prepare Necessary Documents in Advance: Having the necessary documents ready will help expedite the application process.
- Possibility of Combining with Other Loans: If you use other loans alongside the livelihood stabilization fund loan, you can use up to 20 million KRW.
Conclusion
The Workers' Compensation & Welfare Service (durumis) wedding loan is a valuable program that alleviates the financial burden on workers who have experienced industrial accidents and helps them start their married life happily. Please refer to the information above to prepare for your wedding successfully.
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