Complete Guide to Checking Non-Covered Medical Expenses

Non-covered medical services (비급여 진료), which are not covered by the National Health Insurance Service, vary greatly in price from hospital to hospital, making them a significant burden. However, by gathering information beforehand and making wise choices, you can reduce your medical expenses.

✅ How to Check Non-Covered Medical Service Fees?

🔗 Types of Non-Covered Items and 3 Ways to Check Non-Covered Medical Service Fees

1. Health Insurance Review & Assessment Service (건강보험심사평가원): This is the most reliable place to obtain accurate information. By searching using the hospital name, region, and medical service item, you can check detailed information along with the average cost.
2. Consumer 24 (소비자 24): Provides various consumer information, including non-covered medical service fees. You can choose the right hospital for you through hospital comparisons.
3. Hospital Website (병원 홈페이지): Some hospitals publicly disclose non-covered medical service fees on their websites. Check beforehand before visiting.

What Non-Covered Medical Services Are There?

• Premium ward fees, education and counseling fees, specimen examination fees, pathology examination fees, endoscopy, puncture and biopsy fees, etc.
• Ultrasound examination fees, MRI diagnosis fees, functional examination fees, injection fees, physical therapy fees, etc.
• Psychotherapy fees, treatment and surgery fees, hair transplant fees, refractive surgery fees, vaccination fees, etc.
• Prosthetic devices, dental treatment, oriental medical examination fees, oriental medical physiotherapy fees, treatment materials, certificate issuance fees, etc.

What is the Relationship Between Private Health Insurance and Non-Covered Medical Services?

Private health insurance pays for non-covered medical services, but the coverage and deductible vary, so it is essential to check carefully before signing up.

Non-Covered Medical Service Fees: Useful Tips!

• Compare in Advance: Compare the non-covered medical service fees of several hospitals to make a reasonable choice.
• Check Private Health Insurance: Check the coverage of your private health insurance and learn about the claims process in advance.
• Consult with the Hospital: Inquire directly with the hospital to get detailed explanations about any questions you may have.

Frequently Asked Questions

• Is all non-covered medical treatment covered by private health insurance? No. Coverage and deductibles vary by product.
• Why do non-covered medical service fees differ from hospital to hospital? Costs may vary depending on various factors, such as the medical institution's circumstances, medical supplies, and labor costs.
• Is there a way to avoid non-covered medical services? While not all medical services can be replaced with covered items, you can reduce unnecessary costs by gathering information and making informed choices beforehand.

Additional Information

• You can find more detailed information about non-covered medical service fees on the Health Insurance Review & Assessment Service website.
• Before subscribing to private health insurance, carefully read the product description and contact the insurance company to choose a plan that suits your needs.
• Listen to the explanation about non-covered items during your health checkup, and consult in advance if necessary to make a decision.