- 퇴직금 조회 및 퇴직연금 수령 방법
- 2022년부터 변경된 퇴직금 제도에 따라 IRP 계좌로 퇴직금이 지급됩니다. 이제 금융감독원 홈페이지에서 퇴직금을 조회하고, 미청구 퇴직연금은 어카운트인포에서 간편하게 조회 및 퇴직연금 수령을 신청할 수 있습니다. 퇴직금 조회 및 퇴직연금 수령 방법을 안내해 드리겠습니다.
Since 2022, the retirement benefit system has changed, and all retirement benefits are now paid into IRP accounts. Retirement benefits are no longer simply a lump sum payment but can now be managed as valuable assets for retirement.
Main Changes to the Retirement Benefit System:
- Mandatory IRP Account:All retirement benefits are paid into an IRP account.
- Easy Check on the Financial Supervisory Service Website:You can check your retirement benefits and unclaimed retirement pensions.
- Receiving Application through the Account Info App:You can easily receive unclaimed retirement pensions.
Why should you manage your retirement benefits in an IRP account?
- Retirement Preparation:You can prepare for retirement by managing your retirement benefits in the long term.
- Tax Benefits:You can receive tax deductions for the amount you contribute to your IRP account.
- Professional Asset Management:You can efficiently manage your retirement benefits through various financial products.
How to Check and Receive Retirement Benefits
1. Financial Supervisory Service Website:Check your total retirement benefit amount and account information.
2. Account Info App:Check and apply for unclaimed retirement pensions.
Frequently Asked Questions (FAQ)
- What should I do if I don't have an IRP account?
- Your company will automatically open an IRP account for you upon retirement.
- If you don't have an account, you can open one by visiting a nearby financial institution.
- How do I do a mid-term settlement of my retirement benefits?
- Mid-term settlement of retirement benefits accumulated in an IRP account is restricted.
- If you have a special reason, you should contact a financial institution to check if a mid-term settlement is possible.
- I can't find my unclaimed retirement benefits. What should I do?
- You should contact your previous employer to check if your retirement benefits have been paid.
- You can also contact the Ministry of Employment and Labor for assistance.
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