- 본인부담상한액 초과금 환급 신청 및 지급일
- 본인부담상한액 초과금은 지난해 1년 동안 의료비 지출이 많은 국민건강보험 가입자에게 의료비 부담을 줄이기 위한 제도입니다. 이번 글에서는 본인부담상한액 기준 및 환급 대상을 알아보고, 본인부담상한액 초과금 환급 신청 및 지급일에 대해 설명해 드리겠습니다.
Worried about medical expenses? Are you aware of the out-of-pocket maximum exceeding amount, which can apply to any health insurance subscriber? If you have spent a lot on medical expenses in one year, you may be able to get some money back.
What is the out-of-pocket maximum exceeding amount?
Health insurance subscribers only have to pay medical expenses up to a certain upper limit, depending on their income level. If you exceed this upper limit in medical expenses, the system that allows you to get the difference back is called the out-of-pocket maximum exceeding amount.
Who is eligible for a refund?
Anyone with health insurance, including regional subscribers, employees, and dependents, may be eligible. However, remember that non-covered items or selective benefits are excluded from the refund.
How can I get a refund?
When can I receive the refund?
Refunds are usually paid the following year based on medical expenses incurred over one year. However, the payment date may vary depending on the application date, so please contact the National Health Insurance Service for details.
Frequently Asked Questions
Relationship with private insurance? Private insurance does not cover the out-of-pocket maximum exceeding amount.
Do I have to return the refunded amount? No. According to the Supreme Court ruling, you do not need to return the refunded amount.
Benefits you shouldn't miss!
The out-of-pocket maximum exceeding amount is a system that greatly helps citizens who are struggling with medical expenses. Be sure to check if you are eligible and don't miss out on the money you can get back.
Comments0