- 건강보험료 조정 신청 2가지 방법
- 소득이 줄었거나 없는 경우에는 소득부과 건강보험료 조정 정산 제도를 이용해서 건강보험료 조정 신청하여 내 소득에 따라 공정하게 건강보험료를 내도록 신청할 수 있습니다. 이번 글에서는 소득부과 건강보험료 조정 정산 제도란 무엇이며, 건강보험료 조정 신청 2가지 방법을 설명해 드리도록
Health insurance premiums unchanged despite reduced income? If your income has decreased due to business closure, retirement, etc., you can reduce your burden through health insurance premium adjustment. However, if you are unsure how to apply, let's find out easily through this article.
Why is health insurance premium adjustment necessary?
Health insurance premiums are calculated based on the previous year's annual income from January to October each year, and on the previous year's annual income from November to the following October. Therefore, if there is a large change in income, you may pay premiums that do not match your actual income.
The health insurance premium adjustment system is a system designed to resolve this unfairness and fairly levy premiums according to changes in income.
Health insurance premium adjustment application, who can apply?
- Regionally Subscribed Individuals: If you pay premiums through business income, employment income, etc.
- Employer-Sponsored Individuals: If you have income other than salary
Reasons for Application: In case of income reduction due to suspension of business, closure, retirement, etc.
How to apply for health insurance premium adjustment?
Two Ways to Apply for Health Insurance Premium Adjustment
1. Online Application: Easy application available through the National Health Insurance Service website or The Health Insurance app (in case of business suspension, closure)
2. Offline Application: Visit your nearest National Health Insurance Service branch or apply by mail/fax (for all cases)
Required Documents: Identity card, income tax settlement agreement, supporting documents for suspension of income-generating activities, etc.
Health Insurance Premium Adjustment, Frequently Asked Questions
- Is it possible for freelancers who continuously engage in income-generating activities to apply?
- No. If you have continuous income-generating activities, you are excluded from the application.
- What types of income are eligible for adjustment?
- Only business income, employment income, and religious other income are eligible. Interest income, dividend income, etc. are excluded.
- Is it possible to cancel the health insurance premium adjustment application after submitting it?
- Cancellation is possible within 90 days after application.
- When will the health insurance premium settlement take place?
- It will be recalculated and settled in November of the following year based on the income confirmed through the National Tax Service.
Health Insurance Premium Adjustment, Things to Keep in Mind!
- Application Period: Anytime throughout the year for business suspension or closure, and from July to October each year for income reduction
- Settlement Result: You may need to make additional payments.
- Installment Payment: If additional payments are required, installment payments are available for up to 12 months.
Don't Miss Out on Health Insurance Premium Adjustment!
If your health insurance premium burden is high despite reduced income, use the health insurance premium adjustment system to reduce your burden. You can pay a reasonable premium through a simple procedure.
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