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Reduce Your Health Insurance Burden! Check Your Dependent Eligibility

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Created: 2024-11-19

Created: 2024-11-19 22:53

A dependent under the National Health Insurance (NHI) system is a family member who receives support from an employed person and can receive medical benefits without paying health insurance premiums. However, many people find it difficult due to the complex eligibility requirements and registration procedures. This article explains everything about NHI dependents in a simple and easy-to-understand way.

How to Check Dependent Eligibility?

Dependent eligibility requires meeting various conditions, including income, assets, and the support relationship. The key points are as follows:

  • Income: The annual combined income must be less than 20 million won.
  • Assets: The property tax assessment standard must be below a certain level.
  • Support Relationship: This includes the spouse, direct ascendants, and direct descendants of the employed person.

Where and How to Register as a Dependent?

How to register for health insurance dependents

How to register for health insurance dependents

Dependent registration can be easily done online through the website of the Four Major Social Insurance Information Linkage Center. Required documents include a family relationship certificate or a marriage certificate.

When is Dependent Eligibility Lost?

Dependent eligibility may be lost if income or assets increase or if the support relationship changes. In particular, exceeding 20 million won in income or starting a business can result in loss of eligibility, so caution is advised.

Frequently Asked Questions about Dependents

  • Can I maintain dependent eligibility if I have rental income from housing?No, rental income from housing is considered income and is a reason for losing dependent eligibility.
  • Can siblings also become dependents?Siblings who meet certain conditions (unmarried, 65 years or older, or under 30 years old, disabled, etc.) can become dependents.
  • What should I do if my dependent eligibility is lost?You must switch to a regionally-subscribed member and pay health insurance premiums.

Important Points to Remember about National Health Insurance Dependents!

  • Verify Accurate Information:It is best to check detailed information through the National Health Insurance Service website or call center.
  • Report Changes:You must report any changes to your income or assets.
  • Prepare for Loss of Eligibility:It is a good idea to calculate the insurance premiums in advance in case your dependent eligibility is lost and you switch to a regionally-subscribed member.

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