- 네이버페이 포인트 현금화 방법
- 네이버페이 포인트 1원은 현금 1원의 가치를 가지며, 현금처럼 사용이 가능합니다. 하지만, 포인트를 사용했을 때 재적립과 현금영수증 발행이 제한됩니다. 또한, 사용처도 현금보다는 제한되기 때문에 이번 글에서는 네이버페이 포인트 현금화 방법을 설명해 드리도록 하겠습니다.
Want to convert Naver Pay points to cash? How can I do that?Naver Pay points can be used like cash, but converting them to cash isn't easy. We've prepared this for those of you looking for ways to cash them out.
Why would you want to convert Naver Pay points to cash?
- Limited Usage: Naver Pay points have limited usage, making it difficult to use them where you want.
- No Cash Receipt: Cash receipts cannot be issued, making it difficult to manage income tax deductions or expenses.
- Expiration Date: There is concern that they may expire.
How to Convert Naver Pay Points to Cash
Naver Pay Point Cash Conversion
1. Convert to OK Cashbag points: The most common method is to convert Naver Pay points to OK Cashbag points and then cash them out through a gold investment platform.
2. Gold Investment Platform: You can buy gold with OK Cashbag points on gold investment platforms like Treasurer and then resell it to cash out.
Tip!
- Check Fees: Buying/selling fees and cash withdrawal fees are incurred when investing in gold, so it is better to compare fees and choose a cheaper place.
- Small Amount Cash Out: Amounts less than 50,000 won can be cashed out through the Hana Bank Hana OneQ app.
- Check Latest Information: Since policies related to gold investment can change frequently, it is better to check the latest information and proceed.
FAQ
- How long is the validity period of Naver Pay points?
- 10 years from the last accrual/use date or charge date.
- Can Naver Pay points be used like cash?
- They can be used like cash at Naver Pay affiliated merchants.
- Do I have to pay taxes if I convert Naver Pay points to cash?
- Generally, under the Income Tax Act, it may be classified as miscellaneous income and taxes may be incurred.
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