- ISA 계좌 혜택 및 비대면 계좌 개설 방법
- ISA 계좌는 대표적인 비과세 혜택 3가지와 거래 혜택 2가지를 받을 수 있는 정부 지원 절세 투자 통장입니다. 하지만, ISA 계좌에도 단점이 존재하고, 소득 수준에 따라 가입할 수 있는 ISA 계좌의 종류가 있습니다. 이번 글에서는 ISA 계좌 혜택 및 비대면 계좌 개설 방법
Start your ISA account now, even more powerful with the 2024 tax reform!
- What is an ISA account? It is an abbreviation for Individual Savings Account, a tax-saving investment product that allows you to manage various financial products in one account and receive non-taxation and low-rate separate taxation benefits.
- Why is an ISA account good?
- Tax benefits: You can enjoy various tax benefits such as non-taxation, low-rate separate taxation, and tax credits.
- Loss offset: Since taxes are calculated by combining profits and losses, you can reduce losses.
- Diverse investments: You can invest in various financial products such as stocks and ETFs.
- Low fees: Fees are lower than regular accounts.
- Types of ISA accounts: They are divided into trust type, discretionary type, and brokerage type, with the brokerage type being the most popular.
- Membership requirements: Anyone over the age of 19 residing in Korea can join, and depending on income conditions, it is divided into the low-income type and the farmer/fisherman type to receive greater benefits.
- 2024 Tax Reform: It has been revised to more favorable conditions, such as raising the non-taxation limit and expanding the contribution limit.
- Investment methods: It can be used in various ways, such as extending the maturity for long-term investment and converting to pension savings.
- Non-face-to-face opening: You can easily open an account using a smartphone app.
How to open an ISA account non-face-to-face
ISA Account Benefits and Online Account Opening
ISA Account, a tax-saving opportunity you'll regret missing!
With the 2024 tax reform, ISA accounts have become even more attractive investment products. If you want to enjoy non-taxation benefits or increase your assets through long-term investment, actively utilize ISA accounts.
Open an ISA account now and start smart investing!
FAQ
- Can anyone join the ISA account? Anyone over the age of 19 residing in Korea can join.
- What products can I invest in with an ISA account? You can invest in various financial products such as stocks and ETFs.
- What is the non-taxation limit for ISA accounts? The non-taxation limit has been raised with the 2024 tax reform. Please contact your brokerage firm for details.
- What happens if I terminate my ISA account prematurely? Taxes may be imposed if you terminate prematurely.
- Which brokerage firms can I open an ISA account with? Most brokerage firms allow you to open an ISA account.
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