- 숨은 보험금 찾기 방법(미청구 및 휴면보험금)
- 숨은 보험금의 종류는 미청구 보험금(중도보험금, 만기보험금 등)과 휴면보험금이 있습니다. 숨은 보험금은 다양한 이유로 발생하고 있으며, 찾아가지 않은 숨은 보험금이 12조 원에 달한다고 합니다. 이번 글에서는 숨은 보험금 찾기 방법(미청구 및 휴면보험금)을 이용해서 숨은 보험금
Did you know there might be insurance money you've forgotten about? It's called "hidden insurance money." Hidden insurance money refers to money that remains unclaimed due to various reasons, even though the grounds for payment exist.
Why does hidden insurance money exist?
- Mid-term insurance payments: This refers to insurance payments receivable due to illnesses or injuries that occur during the insurance contract. Many people are unaware of the existence of such payments or give up due to the complicated claim process.
- Maturity insurance payments: This refers to insurance payments receivable upon the expiry of the insurance contract. Failure to receive notification due to address changes or contact errors, or simply forgetting, can occur.
- Dormant insurance payments: This refers to cases where insurance payments remain even after the insurance contract is terminated or expires. This often happens when the insurance claim period has passed, or the policyholder has passed away and the heirs are unaware.
How much hidden insurance money is there?
Surprisingly, it is said that there is over 12 trillion won of hidden insurance money in South Korea. This amounts to an average of 240,000 won per person. That's a lot more than you might think, isn't it?
How can I find hidden insurance money?
How to Find Hidden Insurance Money: Unclaimed and Dormant Insurance Money
Fortunately, there's an easy way to find hidden insurance money. It's the "Find My Insurance" service, jointly operated by the Financial Supervisory Service and the insurance industry.'Find My Insurance'
How to Use Find My Insurance
1. Access the Find My Insurance website (cont.insure.or.kr).
2. Request a hidden insurance money search after completing personal authentication.
3. Check the search results after a short time, and if there is hidden insurance money, proceed with the claim.
Find My Insurance FAQ
- The search results for hidden insurance money show unclaimed and dormant insurance money. Is it advantageous to claim it immediately?
- Depending on the terms and conditions of the insurance product, interest may be provided, so it is best to carefully check the terms and conditions before making a decision.
- Who can use the "Find My Insurance" service to find hidden insurance money?
- It can be used after completing personal authentication, and is available 24 hours a day.
- Where should I file a claim for hidden insurance money?
- If you have found hidden insurance money through the Find My Insurance service, you can also file a claim for hidden insurance money through this service.
- Is it possible to search for and claim hidden insurance money for deceased individuals through the Find My Insurance service?
- It can be searched through the Heir's Financial Transaction Search service, and insurance claims must be made by contacting the insurance company.
Don't miss out on your hidden insurance money! Hidden insurance money is valuable money you may have forgotten about. Use the Find My Insurance service to easily find your hidden insurance money and claim it!
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