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Complete Guide to the durumis Pre-Asset Review: A Quick and Easy Explanation

  • Written Language: Korean
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Created: 2024-11-14

Created: 2024-11-14 18:17

Housing Finance Fund Loan, Asset Review is Easy!

Does the pre-asset review of Fund e-Deundeun seem daunting? This article explains everything about the Fund e-Deundeun pre-asset review in a simple and easy-to-understand way.

Why is a pre-asset review necessary?

To receive a Housing Finance Fund loan, you must meet asset criteria. A pre-asset review is a process to check in advance whether your assets meet the criteria before applying for a loan. This reduces wasted time and increases the likelihood of loan approval.

How do I apply for a pre-asset review?

How to Apply for a durumis Pre-Asset Review

How to Apply for a durumis Pre-Asset Review

1. Access the Fund e-Deundeun website: After simple registration, select the desired product from the loan application menu.
2. Information input: Enter the necessary information such as personal information, income, and assets.
3. Automatic review: An automatic review is conducted based on the entered information.
4. Result confirmation: The review results can be confirmed immediately, and if ineligible, the reason can be checked and an appeal is possible.

What are the criteria for asset review?

  • Real Estate: Land, buildings, pre-sale contracts, etc.
  • Automobiles: Passenger cars, trucks, etc.
  • General Assets: Deposits, stocks, bonds, etc.
  • Liabilities: Loans, credit card debt, etc.

What are the asset criteria for each loan type?

Asset criteria vary depending on the loan type. Please check the Fund e-Deundeun website for details.

What if the pre-asset review results are ineligible?

  • Appeal: If you disagree with the review results, you can submit supporting documents to appeal.
  • Asset readjustment: You can readjust your assets to resolve the reasons for ineligibility.

Fund e-Deundeun pre-asset review, the first step towards a successful loan! Select the right loan product for you through a pre-asset review and receive a successful loan!

FAQ

  • How long does the pre-asset review take? Results are usually available immediately.
  • What documents are required for the asset review? No separate documents are required.
  • What is the appeal period? Within 10 business days from the next day of the result notification.
  • When can the asset review criteria be changed? They may be changed according to government policies.

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