- 운전자보험 필요성 및 가입 요령
- 자동차보험은 가입 의무보험으로 모든 차량에 가입하고 있지만, 운전자보험은 선택 보험으로 가입이 자유롭습니다. 하지만, 운전자보험의 필요성은 상당히 높고, 보험료도 저렴한 수준입니다. 이번 글에서는 운전자보험 필요성 및 가입 요령에 대해 설명해 드리도록 하겠습니다.
Driver's Insurance: Why Should You Get It?
While auto insurance is mandatory, driver's insurance is optional. However, driver's insurance is a necessary insurance product. This is because while auto insurance mainly compensates for damage inflicted on others, driver's insurance covers the costs incurred when the driver themselves is legally responsible.
Reasons Why You Need Driver's Insurance
- 12 major fault accidents, serious injury accidents, fatal accidents:In the event of such accidents, you may face criminal penalties, and costs such as fines, criminal settlement fees, and lawyer's fees may arise. Driver's insurance covers these costs.
- Areas not covered by auto insurance:Driver's insurance can cover areas not covered by auto insurance, such as unlicensed driving or drunk driving.
- Self-injury medical expenses:You can be compensated for medical expenses if the driver, passengers, or pedestrians are injured in an accident.
How to Subscribe to Driver's Insurance
Necessity and Subscription of Driver's Insurance
- Subscribe with the maximum coverage limit:Since the difference in insurance premiums is not significant, it is advisable to subscribe with the highest possible coverage limit.
- Essential special clauses:Traffic accident processing support fees, lawyer's fees, and fine special clauses are essential.
- Self-injury medical expenses:This is a cost-effective special clause that can be considered additionally.
- Subscribe to one insurance plan:Since compensation is not paid multiple times even if you subscribe to multiple driver's insurance plans, it is best to subscribe to only one.
Driver's Insurance: A Complete Summary of Why It's Necessary!
Driver's insurance is essential insurance for the safety of drivers. In particular, it reduces the significant financial burden that can occur in the event of a 12 major fault accident or serious injury accident. Subscribe to driver's insurance to prepare for unexpected situations and drive with peace of mind.
Frequently Asked Questions (FAQ)
- What is the difference between driver's insurance and auto insurance?
- Auto insurance compensates for damage inflicted on others, while driver's insurance covers the costs incurred when the driver themselves is legally responsible.
- What coverage can I get if I subscribe to driver's insurance?
- You can be covered for traffic accident processing support fees, lawyer's fees, fines, and self-injury medical expenses.
- Can anyone subscribe to driver's insurance?
- Anyone with a driver's license can subscribe.
- Should I subscribe to driver's insurance?
- It is advisable to subscribe if you drive frequently or want to prepare for any accidents.
- Where can I subscribe to driver's insurance?
- You can subscribe through the homepage of each insurance company or insurance comparison websites.
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